Welcome to this stunning 4-bedroom, 2.5-bathroom residence offering over 2,700 square feet of luxurious living space, but one of the most exceptional features of this property is the opportunity to assume a loan with 27 years remaining at an incredibly low rate of 2.25%. This presents a rare chance for buyers to secure favorable financing terms. Situated in a prime location, this home boasts a chef's kitchen equipped with high-end appliances, perfect for culinary enthusiasts and entertainers alike. Recently updated, the home features high ceilings and large windows, and two sections of La Cantina style doors, allowing incredible in door outdoor living, and great for entertaining. Expansive back yard with optimal privacy. The primary suite provides a tranquil retreat, while also offering breathtaking views of downtown and the bay. Additionally, a detached 300 sqft guest house offers versatility and privacy for guests or extended family members. Don't miss out on this incredible opportunity to own a meticulously maintained home with desirable amenities and picturesque views. Don't miss this opportunity to experience Point Loma living!